How to Set a True Family Finance

Manage and organize household finances is not easy, especially for newlyweds. In fact, about 79 percent of the prospective bride is not yet able to manage their personal finances when getting married. Not infrequently, they hang financial management partner. Though personal and family financial management is the key to a better home life and prosperous. Here are some mistakes that are often made ​​financial manage the newlyweds:

1. On their own account
Just because you're in love, newly married couple will always feel they have the same ideas and thoughts. They are thought to retain their personal accounts, and used the money to each household. After all, as long as each one is living on his personal finances, respectively. However, this should not be allowed. Financial experts advise to have a joint account (other than a personal account), so that you can both have a shared responsibility. For example, when you want to invest money, then this decision should be made jointly.
2. Breadwinner take full responsibility in managing finances
This statement applies to housewives who do not work, so her husband became the sole breadwinner. Sometimes it makes women feel no right to manage her husband's salary. Although it shows a sense of trust in each other, but should the financial arrangements and agreements are prepared in conformity with requirements. After all, women have an advantage in terms of detail, so the calculation of income and expenditure must still involve the role of the mother.
3. Just think of the needs of today's
Some newlyweds sometimes less prepare their finances in the long run. Either because they have not thought about the future, newlyweds instead concentrate on managing money in the short term only. For example, spend a lot of money to satisfy the desire to have good stuff, whether it's gadgets and home appliances of luxury.

Nothing wrong with the desire to meet current expenditures. However, the use of current financial arrangements and parts were saved for the future must also be considered from the beginning. It is useful as savings in an unexpected moment. Joint personal financial arrangements and could well help secure the future, even when retiring later. Thus it remains wise in managing family finances